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Payday loans online or a payday advance have the same meaning and are just different names for the short-term loans. They can be indispensable for those who need money quickly and want to avoid wasting time on paperwork. Our goal is to take care of our clients in hard times. We offer you to apply for our payday loans without leaving your home sitting at the computer and filling out an easy application form. We are waiting to get the repayment from your next payday. We would like to warn you about higher interest rates than in some traditional banks but it is worth paying for your convenience, security of your personal data and fast approval. If you know that you won’t be able to repay your online payday loan you shouldn’t worry because we can extend it for you.
While taking a decision if you need this type of a loan you should consider the major characteristics of online payday loans such as the amount you are going to borrow, interest rates and fees. You should remember that online payday loans are given for a short period of time and have limitations concerning the amount which is usually not more than $1,000. Sometimes if you apply for the first time you can get approval not to the entire sum which is available.
We would like to draw your attention to the annual percentage rate. We offer our clients competitive APR which is around 35%. You will have the term from 2 to 4 weeks.
Our clients will be glad to find out that the entire process is rather clear and simple and has the following steps:
Choose a payday lender.
You should be attentive making the choice because it is preferably to borrow from direct lenders than from companies that take your application and work as a go-between. As for us we work only online to make the process as easy as possible.
Fill out an online application form.
As a rule your application form includes your contact details, information about your bank account and employment. Sometimes we may ask you to provide us with the contact information of some members of your family or close friends in order to have additional contacts in case you won’t repay the loan.
Indicate the amount of money you want to borrow.
Remember that this sum must be paid back by a definite date which will be stated by your lender.
Wait for approval.
Compared to other lenders we are ready to suggest you instant approval that will take you several minutes.
Check your bank account.
Your lender will send your money directly into your valid bank account.
After the term of your payday advance is over, we are going to debit your checking account to get the repayment of your payday loan plus our fee.
As you already know, usually you have two weeks as instant payday loans are provided for a short-term period. Their purpose is to solve your financial problems by supporting you between your paychecks. Sometimes if our client wishes to have longer terms such as a month or three months we can consider such situations but you should keep in mind that long-term loans have more interest.
When there is a date when your repayment of your payday loan must be done, there are special automatic services which debit your account where money was initially deposited.
If you feel that you can’t afford to recompense your payday loan you should contact your direct lender to ask for rolling it over into another 14 days. In this case you will have additional fee.
You shouldn’t panic and be depressed because we are ready to offer our clients all possible solutions of this problem. If you have such situation you should take the following steps in order we may help you. Contact us as soon as possible and we will:
Our motto has always been providing our clients with ease and convenience of getting our online payday loans. We may offer you many benefits and flexibility is one of them. In comparison with the traditional banks you don’t need to look at your watch because we are open during 24 hours per day even on Sunday.
Being your direct payday lenders we can assure you that you have no reasons to worry about your past credit history. We are not interested in your poor credit score because the only thing that matters for us is your current financial situation. That’s why you should be ready to present us some proof from your current work. Clients who are employed now can have no doubts that we won’t approve your application for our guaranteed payday loans.